Good as it sounds... Absolutely nothing!
As per existing regulations in the United Arab Emirates (UAE) our remuneration is to be made by the concerned insurance company.
There are a number of insurance companies which operate in the UAE. Each of them differ vis-à-vis their pricing, products offered, areas of strength, and last but not the least, quality of the security.
For someone not dealing with the insurance market on a day to day basis the array of choices are bewildering and often the best option available may not be selected. As a very simple example, an insurer who is very good at Marine Cargo Insurance may not be the best for, say, a Property Insurance or Life Insurance product.
As your insurance broker we can assist you in getting the best options available. Also see "Why do you need an insurance broker?" and "Why choose Arya Insurance?" For the benefits offered, please also see "Scope of Service".
We can assist you in arranging all types of insurance policies. This applies on both the Life and Non-Life insurance policies. Please also see "Services Offered".
We will be fully involved in the event of there being a claim under your insurance policy arranged through us. We can assist in preparation of the necessary documentation for submitting your claims. We will also be involved in liaising with the insurance company, loss adjusters, surveyors, carriers, and other involved third parties on your behalf.
Please also see "Claims".
Get in touch with us by e-mail, phone or fax. Our nominated representative will then get in touch with you.
As a Ministry of Economy approved broker, we are authorized to deal with any insurance company operating in the UAE market. Specialized policies not available locally are sourced occasionally from international markets.
Though it may be possible to restrict the options available, in certain cases, we generally do not have any problems in dealing with a company of your preference. If it were an insurance company you are dealing with, the insurance company would ask us for a letter authority from you authorizing us to act as your brokers.
Insurance policy wordings are constantly evolving and it is possible that improvements can be made on the existing covers. There may also be hitherto uninsured areas that you are not fully aware of. There also could be possibilities of achieving savings on the premium. Once we are appointed your brokers, we can undertake to conduct a risk exposure review and current insurance document audit to ensure that your current policies are adequate for your exposures.
If you have any other queries, please get in touch with us by email, phone or fax.